BUSINESS LOAN / PERSONAL LOAN FAQs


WHAT IS A BUSINESS / PERSONAL LOAN?

Business / Personal loan is an all-purpose loan,it which helps you to get what you want for your business needs or personal quest easily with fair and personalised monthly payments.

WHAT ARE THE ELIGIBILITY CRITERIA FOR BUSINESS LOANS?

To pre-qualify for a business loan you must :

  • Be over the age of 18
  • Be a Malaysian owned company
  • Be in business for at least 1 year
  • With or without Sdn Bhd (private limited company) is eligible to apply

WHAT ARE THE ELIGIBILITY CRITERIA FOR PERSONAL LOANS?

To pre-qualify for a personal loan you must :

  • Be over the age of 18
  • Be a Malaysia citizen
  • Have a regular income
  • Have a working bank account
  • Salaried individuals
  • Self-employed professionals, Self-employed non-professionals

DOES MY LOANS REQUIRE COLLATERAL?

No! A business loan or a personal loan does not require collateral.

WHAT IS MY MAXIMUM LOAN AMOUNT?

Any businesses/companies/salaried individual is eligible for a loan (business / personal loan) and the amount of loan eligibility will differ based on the applicant's financial status.

HOW CAN A COMPANY / I USE THE LOAN FOR?

Our business / personal loans are multi-purpose loan. Our clients use their money for operation cost, company cash flow, project financing, debt consolidation, home improvements, new car purchases etc.

WHAT IS THE APPROVAL RATE FOR BUSINESS / PERSONAL LOAN?

We try not to turn anyone away. Whoever you are, whatever your circumstances, we try to find the right loan for you. We will try our best to assist/help you in your financial needs. The only people we automatically refuse are those who make fraudulent applications.

HOW LONG DOES IT TAKE TO PROCESS MY LOAN?

Upon all documents needed are submitted to us, we will be able to approve your loan within 1 hour. Or else, we will assist/help you in compiling your business or personal loan application documents and we will approve it within 24 hours shall there be no other major stopper for us to do so.

HOW DO I APPLY?

Kindly complete the online Application Form (on Apply Loan Section) and we will attend you in 1-2 working days. If you need the assistance urgently, please feel free to call our business loan / personal loan helpline: +603 80718378.